Overview
Explore the latest and best short-term loan apps offering instant loans for up to 7 days. This guide covers top apps, features, benefits, how to apply, and key tips to choose safe, fast, and reliable credit options in emergencies.
12 Latest 7 Days Loan Apps List in India (Updated 2025)
Here are the most updated and trending 7-day instant loan apps in India:
🔹 KreditBee
🔹 mPokket
🔹 CASHe
🔹 Nira Finance
🔹 PaySense
🔹 FlexSalary
🔹 EarlySalary (now Fibe)
🔹 MoneyTap
🔹 SmartCoin
🔹 Pocketly
🔹 Branch Personal Loan
🔹 Slice
12 Best 7 Days Loan Apps List in India 2025 – Detailed Information
| App Name | Loan Amount Range | Interest Rate (Approx) | Eligibility |
|---|---|---|---|
| KreditBee | ₹1,000 – ₹2,00,000 | 1.02% – 2.49% p.m. | Age 21+, salaried or self-employed |
| mPokket | ₹500 – ₹30,000 | 2% – 4% p.m. | College students/salaried |
| CASHe | ₹1,000 – ₹3,00,000 | 2.5% – 3.5% p.m. | Salaried professionals |
| Nira Finance | ₹5,000 – ₹1,00,000 | Starting from 1.5% p.m. | Monthly salary ₹12,000+ |
| PaySense | ₹5,000 – ₹5,00,000 | 1.4% – 2.3% p.m. | Salaried with ₹18,000+ income |
| FlexSalary | ₹4,000 – ₹2,00,000 | Dynamic interest | Monthly income proof |
| EarlySalary | ₹8,000 – ₹5,00,000 | From 2% p.m. | Salaried individuals |
| MoneyTap | ₹3,000 – ₹5,00,000 | 1.08% – 2.3% p.m. | Good credit score |
| SmartCoin | ₹1,000 – ₹1,00,000 | Variable | Salaried/self-employed |
| Pocketly | ₹500 – ₹10,000 | 1.5% – 3% per 7 days | Students and young professionals |
| Branch | ₹750 – ₹50,000 | Starts at 2% p.m. | Android phone & bank account |
| Slice | ₹2,000 – ₹10,00,000 | Dynamic APR | Slice Card users (mostly students) |
Benefits of 7 Days Loan Apps
🔹 Instant disbursal – Most loans are credited within minutes.
🔹 Minimal paperwork – Just PAN, Aadhaar, and a selfie in many cases.
🔹 Ideal for emergencies – Great for medical, travel, or utility dues.
🔹 No collateral required – Purely unsecured short-term loans.
🔹 Flexible repayment – Choose 7 days, 14 days, or more.
🔹 Digital convenience – Apply, track, repay—all via app.
Factors to Consider Before Choosing a Loan App
🔹 RBI registration & NBFC tie-up
🔹 Customer reviews and app rating
🔹 Transparent interest rates and charges
🔹 Loan tenure flexibility
🔹 Data security & app permissions
🔹 Penalty on delay and prepayment charges
Always compare before finalizing the app for your short-term loan.
How to Apply for a 7-Day Loan on These Apps
Step-by-step application process:
🔹 Download the loan app from Google Play Store or App Store.
🔹 Register using your phone number and complete KYC.
🔹 Fill in details like employment, income, and bank info.
🔹 Check eligibility and loan offer on the dashboard.
🔹 Select loan amount and tenure (choose 7 days).
🔹 Accept terms and wait for instant approval.
🔹 Get money transferred directly to your bank account.
List of Best Personal Loan App Posts
You might also be interested in:
🔹 Top 10 Instant Loan Apps for Students in India – 2025
🔹 Best Salary Advance Apps for Working Professionals
🔹 RBI-Approved Loan Apps List (Updated)
🔹 Zero Interest Loan Apps – Are They Legit?
🔹 Top Loan Apps without Salary Slip in India
Frequently Asked Questions
Q: Are 7-day loan apps safe in India?A: Yes, if they’re partnered with RBI-registered NBFCs and follow data protection guidelines.
Q: What happens if I don’t repay in 7 days?A: You may face penalties, higher interest, or credit score impact. Always read the fine print.
Q: Do I need a CIBIL score?A: Some apps check CIBIL or Experian score; others cater to new-to-credit users.
Q: Can students get 7-day loans?A: Yes, apps like mPokket, Slice, and Pocketly offer loans to college students.
Disclaimer
The brand names and app names mentioned in this article are the property of their respective owners. This blog is for informational purposes only and is not affiliated with or endorsed by any of the mentioned companies.
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