Union Budget 2025-2026 : Details About PM Dhan Dhanya Krishi Yojana

During the Union Budget 2025-2026 presentation, Finance Minister Nirmala Sitharaman announced a new scheme named PM Dhan Dhanya Krishi Yojana for the upliftment of agricultural conditions in 100 districts with low productivity, moderate crop intensity, and low accessibility to credit facilities.

Objectives of PM Dhan Dhanya Krishi Yojana

The PM Dhan Dhanya Krishi Yojana is a visionary initiative aimed at transforming India’s agricultural sector by enhancing productivity, promoting sustainable farming, improving post-harvest infrastructure, and facilitating financial support for farmers. This scheme is designed to uplift the farming community by integrating modern agricultural techniques and ensuring food security. Below are the key objectives of the scheme:

1. Enhance Agricultural Productivity

One of the primary objectives of this scheme is to increase crop yields by encouraging farmers to adopt modern farming techniques. The government will provide access to high-yield seed varieties, advanced farming equipment, and innovative agricultural methods. These improvements will help farmers maximize their productivity and overall profitability.

2. Promote Crop Diversification and Sustainable Practices

The scheme emphasizes the importance of crop diversification and sustainable agricultural practices. By integrating techniques like organic farming and natural resource management, farmers will be encouraged to grow a variety of crops instead of relying on monoculture. This diversification will not only improve soil health but also help mitigate risks associated with climate change and market fluctuations.

3. Strengthen Post-Harvest Storage Infrastructure

To minimize food wastage and enhance food security, the scheme focuses on augmenting post-harvest storage facilities at the panchayat and block levels. This includes the construction of warehouses, cold storage units, and grain banks, ensuring that harvested crops are stored efficiently and remain in good condition until they reach the market.

4. Improve Irrigation Facilities

Water conservation and efficient irrigation methods are key priorities under this scheme. The government plans to expand access to drip irrigation, sprinkler systems, and well-structured canal networks to optimize water usage. These methods will help farmers maintain productivity even in water-scarce regions, reducing dependence on erratic monsoons.

5. Facilitate Access to Financial Credit

The scheme will provide long-term and short-term credit options to farmers through subsidized loans and microfinance solutions. By offering financial assistance, farmers will be able to invest in quality seeds, fertilizers, modern farm machinery, and infrastructure, thereby improving their overall financial stability and agricultural output.

Positive Impact on Farmers

As highlighted by India’s first full-time female Finance Minister, PM Dhan Dhanya Krishi Yojana is expected to benefit around 1.7 crore farmers across the country. The financial aid and technological advancements provided under this scheme will significantly improve their economic condition while ensuring sustainable agricultural growth.

This scheme marks a significant step toward modernizing Indian agriculture, making it more efficient, profitable, and resilient against changing climatic and economic conditions.